Verify Tenants in 5 Minutes
Not 3 Days
Stop waiting days for incomplete credit checks. Get comprehensive tenant verification with real-time data directly from applicant accounts—instantly.
*Verification process typically takes 5-10 minutes to complete.
The Right Data for Rental Decisions
Credit reports were built for lenders. You're not a lender—you need to know if someone pays their rent.
Credit Reports
Designed for banks making loan decisions. Shows credit card and loan payment history—but completely misses what matters most to landlords.
Only 11% of rent payments appear on credit reports*
Relies on self-reported data or manual paystub review
Can't confirm applicant owns the accounts they claim
Fraudsters use synthetic identities and fake documents
TenantScan
Purpose-built for landlords. We connect directly to the applicant's bank account to show you what actually matters—verified by the source.
See actual rent payments from bank transactions—24 months of data
Income verified directly from payroll deposits—no fake paystubs
Confirm they own the account and match the name on record
Detects synthetic identities, account manipulation, and suspicious patterns
Why Bank Verification Catches What Documents Miss
Paystubs, reference letters, and even credit reports can be forged in minutes. But you can't fake 24 months of banking history overnight.
We connect directly to the bank's API—the same data the applicant sees when they log in. There's no document to Photoshop, no middleman to deceive.
Fraudsters set up fake accounts, but they can't manufacture years of consistent rent payments, payroll deposits, and normal spending patterns.
Real accounts show groceries, utilities, subscriptions, and everyday life. Decoy accounts and synthetic identities show tell-tale gaps and inconsistencies.
Lost to identity fraud in 2024
Source: Javelin Strategy & Research
*Based on TransUnion data showing rental payment reporting rates among U.S. renters
Stop using loan data to make rental decisions.
Get the right data for the right decision.
12+ Comprehensive Verification Data Points
Get a complete picture of your applicant with real-time data verification—all in just 5 minutes
Income Verification
Instantly verify income with real-time bank data. No more fake paystubs or manual verification.
Employment Verification
Verify employment status and history through direct deposit patterns and employer information.
Rental Payment History
See actual rental payment patterns from bank transactions. Know if they pay on time, every time.
Account Holder Verification
Confirm identity with bank account ownership. Eliminate identity fraud before it happens.
Joint Account Holder Matching
Make sure all of the names on the account are applying.
Primary Account Verification
Verify this is their main account with regular activity, not a temporary setup.
Risk & Fraud Analysis
Advanced algorithms detect suspicious patterns and fraudulent applications instantly.
Email Verification
Validate email addresses, check for disposable emails, and verify email history.
Phone Number Checks
Verify phone number authenticity, carrier information, and detect VoIP or burner phones.
Stolen Identity Risk Scoring
Cross-reference against known stolen identity databases and fraud patterns.
Synthetic Identity Detection
Identify fabricated identities created by combining real and fake information.
Risk Behavior Analytics
Behavioral analysis to detect anomalies and predict potential tenant issues.
How Tenant Scan Works
Simple, secure, and instant tenant verification in three easy steps
Send Invitation
Send your applicant a secure invitation link via email or text message.
Process Verification
Applicant identity, income, rent history, and the rest of the 12+ Comprehensive Verification Data Points in just 5 minutes.
Get Instant Results
Receive comprehensive verification results. Make your decision with confidence.
Simple, Transparent Pricing
Free for landlords. Tenants pay a $0 application fee.
Tenant Scan
For all landlords and property managers
For landlords
No setup fees, no monthly fees, no hidden costs
- All 12+ verification checks included
- Results in just 5 minutes
- Tenants pay application fees
- Unlimited tenant screenings
- Advanced fraud detection
- Email support included
- No monthly fees or hidden costs
Sign up for free and start screening tenants immediately.
Tenants pay a $0 application fee when they apply. You pay nothing.
Be First to Experience the Future of Tenant Screening
TenantScan is launching in early 2026. Sign up now to get early access and help shape the future of tenant screening.
Frequently Asked Questions
Everything you need to know about Tenant Scan
How is Tenant Scan different from traditional credit checks?
Traditional credit checks only show 11% of rental payment history since most landlords don't report to credit bureaus. Tenant Scan accesses real-time data directly from applicant bank accounts, giving you complete rental payment history, income verification, and 12+ additional data points in just 5 minutes instead of 24-72 hours.
Is it legal to access an applicant's bank account data?
Yes, absolutely. Applicants provide explicit consent and connect their accounts voluntarily. We're FCRA compliant and follow all Fair Housing regulations. The applicant controls the connection and can revoke access at any time.
How long does the verification process take?
The entire process takes approximately 5–10 minutes. The applicant first completes identity verification (document upload and selfie), then securely connects their bank account. Once connected, our AI analyzes the data and generates a comprehensive report in about 3 minutes.
What if my applicant doesn't have online banking?
The vast majority of renters use online banking. However, for the small percentage who don't, you can still use traditional screening methods. Tenant Scan is designed to make the process faster and more thorough for the 95%+ of applicants with online banking.
Is applicant data secure?
Security is our top priority. We use bank-level 256-bit encryption and never store banking credentials. All data is encrypted in transit and at rest. We only access read-only transaction data necessary for verification.
What verification checks are included?
Every report includes all 12 verification checks: income verification, employment verification, rental payment history, account holder verification, joint account holder matching, primary account verification, risk & fraud analysis, email verification, phone number checks, stolen identity risk scoring, synthetic identity detection, and risk behavior analytics.
How much does Tenant Scan cost?
Tenant Scan is completely free for landlords. There are no setup fees, no monthly fees, no per-report charges, and no hidden costs. You as a landlord can run unlimited tenant screenings at no cost to you. Tenants pay an application fee.
Who pays for the tenant screening?
Tenants pay a $0 application fee when they submit their rental application to you. This covers the cost of the verification. As a landlord, you pay nothing—sign up is free and there are no ongoing costs.
How accurate is the fraud detection?
Our fraud detection uses advanced machine learning and network graph analysis across millions of users, devices, and accounts to spot fraud that is invisible when looking at a single application in isolation. Combined with identity verification (document + selfie matching), stolen identity risk scoring, synthetic identity detection, cross-network fraud reporting, and behavioral risk analytics, we catch fraud that traditional credit checks miss.
Can I use this for commercial properties?
Yes, Tenant Scan works for both residential and commercial tenant screening. Our system adapts to different verification needs based on property type.
What happens if the verification fails?
Our system uses multiple levels of verification and will automatically retry if a step cannot be completed. It is important that applicants select the primary bank account(s) used for direct deposits and rental payments. If the applicant does not connect the appropriate accounts, the report will still be generated based on the data provided, but it may be missing key information such as income or rental payment history. Since the report was processed on the data the applicant chose to provide, this does not qualify for a refund.
Do you integrate with property management software?
We are working on integrations with popular property management platforms. Contact us to discuss your specific integration needs and we can prioritize accordingly.
Ready to be among the first to try it?
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